Applications / Mortgage Analytics / Lenders / Indiana / Lake City Bank / Competition
Lake City Bank
Warsaw, IN · State member bank · FRS · $7.0 billion assets · 1,871 loans in 2025
Lake City Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
1,871
loans originated, 2025
2,437
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Who Lake City Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO INDIANA, 2025
Lake City Bank ranks 6th of 555 lenders in non-metro Indiana, with $131.4M lent: 2.1% of a $6.30B market.
non-metro Indiana is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Lake City Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — INDIANAPOLIS-CARMEL-GREENWOOD, IN, 2025
Lake City Bank ranks 61st of 634 lenders in Indianapolis-Carmel-Greenwood, IN, with $63.1M lent: 0.4% of a $17.86B market.
Indianapolis-Carmel-Greenwood, IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Lake City Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ELKHART-GOSHEN, IN, 2025
Lake City Bank ranks 4th of 201 lenders in Elkhart-Goshen, IN, with $51.5M lent: 5.2% of a $985.1M market.
Elkhart-Goshen, IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Lake City Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — FORT WAYNE, IN, 2025
Lake City Bank ranks 16th of 304 lenders in Fort Wayne, IN, with $43.4M lent: 1.7% of a $2.60B market.
Fort Wayne, IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Lake City Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SOUTH BEND-MISHAWAKA, IN-MI, 2025
Lake City Bank ranks 16th of 335 lenders in South Bend-Mishawaka, IN-MI, with $29.3M lent: 1.4% of a $2.07B market.
South Bend-Mishawaka, IN-MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Lake City Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — SALT LAKE CITY-MURRAY, UT, 2025
Lake City Bank ranks 341st of 363 lenders in Salt Lake City-Murray, UT, with $355K lent: 0.0% of a $12.49B market.
Salt Lake City-Murray, UT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Lake City Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
Lake City Bank ranks 663rd of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $625K lent: 0.0% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Lake City Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — ORLANDO-KISSIMMEE-SANFORD, FL, 2025
Lake City Bank ranks 540th of 854 lenders in Orlando-Kissimmee-Sanford, FL, with $955K lent: 0.0% of a $22.49B market.
Orlando-Kissimmee-Sanford, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Lake City Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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