Applications / Mortgage Analytics / Lenders / New York / Jovia Financial Federal Credit Union / Competition
Jovia Financial Federal Credit Union
Westbury, NY · Credit union · NCUA · $4.5 billion assets · 1,842 loans in 2025
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1,842
loans originated, 2025
3,655
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Jovia Financial Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
Jovia Financial Federal Credit Union ranks 71st of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $436.9M lent: 0.3% of a $144.59B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Jovia Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO NEW YORK, 2025
Jovia Financial Federal Credit Union ranks 207th of 377 lenders in non-metro New York, with $1.4M lent: 0.0% of a $3.97B market.
non-metro New York is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Jovia Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — KIRYAS JOEL-POUGHKEEPSIE-NEWBURGH, NY, 2025
Jovia Financial Federal Credit Union ranks 192nd of 282 lenders in Kiryas Joel-Poughkeepsie-Newburgh, NY, with $1.1M lent: 0.0% of a $4.18B market.
Kiryas Joel-Poughkeepsie-Newburgh, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Jovia Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BUFFALO-CHEEKTOWAGA, NY, 2025
Jovia Financial Federal Credit Union ranks 192nd of 267 lenders in Buffalo-Cheektowaga, NY, with $480K lent: 0.0% of a $4.74B market.
Buffalo-Cheektowaga, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Jovia Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — ALBANY-SCHENECTADY-TROY, NY, 2025
Jovia Financial Federal Credit Union ranks 233rd of 265 lenders in Albany-Schenectady-Troy, NY, with $260K lent: 0.0% of a $4.52B market.
Albany-Schenectady-Troy, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Jovia Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — KINGSTON, NY, 2025
Jovia Financial Federal Credit Union ranks 166th of 184 lenders in Kingston, NY, with $250K lent: 0.0% of a $948.7M market.
Kingston, NY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Jovia Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SYRACUSE, NY, 2025
Jovia Financial Federal Credit Union ranks 219th of 246 lenders in Syracuse, NY, with $165K lent: 0.0% of a $2.51B market.
Syracuse, NY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Jovia Financial Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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