Applications / Mortgage Analytics / Lenders / Washington / WSECU / Competition
WSECU
Olympia, WA · Credit union · NCUA · $5.1 billion assets · 2,130 loans in 2025
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2,130
loans originated, 2025
4,352
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who WSECU competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SEATTLE-TACOMA-BELLEVUE, WA, 2025
WSECU ranks 59th of 597 lenders in Seattle-Tacoma-Bellevue, WA, with $167.9M lent: 0.3% of a $49.59B market.
Seattle-Tacoma-Bellevue, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and WSECU in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — OLYMPIA-LACEY-TUMWATER, WA, 2025
WSECU ranks 6th of 303 lenders in Olympia-Lacey-Tumwater, WA, with $99.1M lent: 3.4% of a $2.95B market.
Olympia-Lacey-Tumwater, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and WSECU in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO WASHINGTON, 2025
WSECU ranks 28th of 440 lenders in non-metro Washington, with $52.0M lent: 0.8% of a $6.13B market.
non-metro Washington is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and WSECU in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SPOKANE-SPOKANE VALLEY, WA, 2025
WSECU ranks 34th of 346 lenders in Spokane-Spokane Valley, WA, with $32.3M lent: 0.7% of a $4.56B market.
Spokane-Spokane Valley, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and WSECU in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — YAKIMA, WA, 2025
WSECU ranks 21st of 216 lenders in Yakima, WA, with $10.0M lent: 0.9% of a $1.07B market.
Yakima, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and WSECU in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — GRANTS PASS, OR, 2025
WSECU ranks 161st of 168 lenders in Grants Pass, OR, with $75K lent: 0.0% of a $453.2M market.
Grants Pass, OR is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and WSECU in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SALEM, OR, 2025
WSECU ranks 313th of 325 lenders in Salem, OR, with $135K lent: 0.0% of a $2.77B market.
Salem, OR is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and WSECU in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — BEND, OR, 2025
WSECU ranks 266th of 344 lenders in Bend, OR, with $550K lent: 0.0% of a $3.32B market.
Bend, OR is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and WSECU in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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WSECU and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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