Applications / Mortgage Analytics / Lenders / Connecticut / Total Mortgage Services
Milford, CT · Independent non-bank lender · CFPB · 6,553 loans in 2025
Total Mortgage Services's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
6,553
loans originated, 2025
8,553
applications, 2025
38
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Total Mortgage Services is a Connecticut-based home-purchase lender, ranked 7 of 610 lenders in Hartford-West Hartford-East Hartford, that lends more to low- and moderate-income borrowers and areas than most similar lenders.
It ranked 7 of 610 in Hartford-West Hartford-East Hartford with a share of 4.2%, against 4.3% a year earlier, behind Rocket Mortgage, JPMorgan Chase Bank, United Wholesale Mortgage, Liberty Bank and Citizens Bank. It has reported there since 2009, and also ranked 12 of 451 in Worcester and 32 of 475 in Providence-Warwick.
38.6% of its loans went to LMI (low- and moderate-income) borrowers, against 28.4% at similar lenders (independent non-bank lenders making between half and twice as many loans), more than about four in five of them. 25.7% were in LMI areas, against 20.2%, higher than about nine in ten.
Home purchases were 86.0% of its lending and conventional loans 78.1%, against 64.4% at similar lenders. It turned down 5.1% of first-lien refinance applications on owner-occupied homes, against 8.7%, lower than about seven in ten similar lenders.
Originations rose 10% to 6,553, near the middle of similar lenders, whose typical growth was 14%; the whole market grew 10%. It made 10,339 loans in 2021 and 4,683 in 2023, and has grown in each year since.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Total Mortgage Services took 8,553 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 86.0% · Refinance 11.0% · Home improvement 1.9% · Other 1.1%
Conventional 78.1% · FHA 17.3% · VA 4.1% · USDA (RHS or FSA) 0.5% · of 6,553 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Connecticut | 3,299 | 50.3% |
| Massachusetts | 1,361 | 20.8% |
| New Hampshire | 320 | 4.9% |
| Maine | 313 | 4.8% |
| Florida | 201 | 3.1% |
| New York | 185 | 2.8% |
| Rhode Island | 148 | 2.3% |
| Maryland | 119 | 1.8% |
| Pennsylvania | 117 | 1.8% |
| New Jersey | 112 | 1.7% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Hartford-West Hartford-East Hartford | 1,151 |
| New Haven | 851 |
| Bridgeport-Stamford-Danbury | 744 |
| Worcester | 436 |
| Cambridge-Newton-Framingham | 371 |
| Providence-Warwick | 303 |
| Boston | 268 |
| Norwich-New London-Willimantic | 222 |
| Rockingham County-Strafford County | 148 |
| Portland-South Portland | 130 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300VJQJVZKJBDWS17 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 4184346 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 761484285 |
Established 21 May 1997. Reported under HMDA 2009-2025.
Mergers, name changes, data editions and corrections: Total Mortgage Services's data.
Total Mortgage Services's data
$215
Total Mortgage Services and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Total Mortgage Services's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]