Applications / Mortgage Analytics / Lenders / Idaho / Premier Mortgage Resources
Meridian, ID · Independent non-bank lender · CFPB · 6,041 loans in 2025
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6,041
loans originated, 2025
8,799
applications, 2025
42
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Premier Mortgage Resources is a home-purchase lender centred on Idaho that grew 47% in 2025 to 6,041 loans, faster than more than four in five similar lenders, and ranked 5 of 409 lenders in Boise City.
Originations rose 47% from 4,104, against 14% for similar lenders (independent non-bank lenders making between half and twice as many loans) and 10% for the whole market. Home purchase made up 88.7% of its lending.
In Boise City its share rose to 3.4% from 3.0%, where Idaho Central Credit Union ranked first. In Twin Falls it ranked 3 of 169, with a share of 8.6%, up from 7.3%, and it ranked 7 of 378 in non-metro Idaho.
FHA loans (insured by the Federal Housing Administration) were 32.7% of its lending, against 24.9%, and RHS loans (guaranteed by the Department of Agriculture's Rural Housing Service) 1.8%, against 0.6%. Manufactured homes were 6.3% of its loans, against 1.9%, higher than about nineteen in twenty similar lenders. Its denial rate on home-purchase applications was 2.7%, against 4.5%.
It made 22.9% of its loans in LMI (low- and moderate-income) areas, against 19.8%, higher than about three in four similar lenders, and 28.4% to LMI borrowers, the same as the peer figure. Its share in majority-minority areas was 17.0%, against 25.1%, which could reflect where it lends most: Idaho is its main state.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Premier Mortgage Resources took 8,799 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 88.7% · Refinance 11.2% · Other 0.0% · Home improvement 0.0%
Conventional 57.9% · FHA 32.7% · VA 7.6% · USDA (RHS or FSA) 1.8% · of 6,041 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Idaho | 1,793 | 29.7% |
| Washington | 655 | 10.8% |
| California | 637 | 10.5% |
| Georgia | 512 | 8.5% |
| Nevada | 349 | 5.8% |
| Oregon | 242 | 4.0% |
| Missouri | 196 | 3.2% |
| Utah | 193 | 3.2% |
| Texas | 184 | 3.0% |
| Illinois | 180 | 3.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Boise City | 882 |
| Twin Falls | 276 |
| Reno | 170 |
| Atlanta-Sandy Springs-Roswell | 166 |
| Kennewick-Richland | 150 |
| Portland-Vancouver-Hillsboro | 138 |
| Walla Walla | 112 |
| Coeur d'Alene | 101 |
| Salinas | 97 |
| Memphis | 96 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300B4IYL7TZT8FA34 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3878349 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7202718340 |
Established 21 April 2005. Reported under HMDA 2007-2025.
Mergers, name changes, data editions and corrections: Premier Mortgage Resources's data.
Premier Mortgage Resources's data
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Premier Mortgage Resources and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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