Applications / Mortgage Analytics / Lenders / Colorado / Mortgage Solutions of Colorado
Colorado Springs, CO · Independent non-bank lender · CFPB · 6,238 loans in 2025
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6,238
loans originated, 2025
9,773
applications, 2025
46
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Mortgage Solutions of Colorado is mainly a VA lender: 72.8% of its 6,238 loans in 2025 were guaranteed by the Department of Veterans Affairs, a higher share than almost all similar lenders.
VA loans (guaranteed by the Department of Veterans Affairs) made up 72.8% of its lending, against 7.5% at similar lenders (independent non-bank lenders making between half and twice as many loans). The share was 63.4% the year before and 43.1% five years earlier. Conventional loans were 8.6%, against 65.8%, and its typical loan was $285,000, against $325,000.
It made 32.6% of its loans to LMI (low- and moderate-income) borrowers, against 28.4%, above about two-thirds of similar lenders, and 22.7% in LMI areas, against 19.8%. In majority-minority areas its share was 36.7%, against 25.1%, higher than more than three in four of them. Its denial rate on refinance applications was 6.9%, against 8.6%.
It ranked 7 of 394 lenders in Killeen-Temple, TX, where its share rose to 2.7% from 2.1%. In Colorado Springs, CO, where it has lent since 2001, it ranked 16 of 487 and its share fell to 1.1% from 1.6%. One possibility is a shift in its lending toward Texas, now its main state.
It bought 814 loans from other lenders, more than about nine in ten similar lenders; the typical one bought none. Its own originations rose 8%, against 14% for similar lenders and 10% for the whole market, across 46 states.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Mortgage Solutions of Colorado took 9,773 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 74.3% · Refinance 25.7%
VA 72.8% · FHA 18.1% · Conventional 8.6% · USDA (RHS or FSA) 0.5% · of 6,238 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 1,365 | 21.9% |
| Georgia | 447 | 7.2% |
| Colorado | 426 | 6.8% |
| North Carolina | 404 | 6.5% |
| Florida | 380 | 6.1% |
| Oklahoma | 316 | 5.1% |
| California | 260 | 4.2% |
| Alabama | 228 | 3.7% |
| Mississippi | 224 | 3.6% |
| New Mexico | 223 | 3.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Houston-Pasadena-The Woodlands | 342 |
| Killeen-Temple | 273 |
| Colorado Springs | 225 |
| Riverside-San Bernardino-Ontario | 156 |
| Gulfport-Biloxi | 147 |
| Dallas-Plano-Irving | 134 |
| Atlanta-Sandy Springs-Roswell | 132 |
| Albuquerque | 123 |
| San Antonio-New Braunfels | 113 |
| Tulsa | 112 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300PBTV7FCWLSMM53 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3848810 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7841564935 | |
| Respondent ID (the HMDA filer code before 2018) | 71693600008 | 2001–2010 |
Established 2 November 2000. Reported under HMDA 2001-2025.
Mergers, name changes, data editions and corrections: Mortgage Solutions of Colorado's data.
Mortgage Solutions of Colorado's data
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Mortgage Solutions of Colorado and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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