Applications / Mortgage Analytics / Lenders / Ohio / T2 Financial / Competition
T2 Financial
Delaware, OH · Independent non-bank lender · CFPB · 9,307 loans in 2025
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9,307
loans originated, 2025
12,022
applications, 2025
48
states and territories
0
gaps bigger than at similar lenders
Who T2 Financial competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — HARTFORD-WEST HARTFORD-EAST HARTFORD, CT, 2025
T2 Financial ranks 38th of 610 lenders in Hartford-West Hartford-East Hartford, CT, with $157.0M lent: 0.6% of a $26.67B market.
Hartford-West Hartford-East Hartford, CT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and T2 Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LUBBOCK, TX, 2025
T2 Financial ranks 3rd of 341 lenders in Lubbock, TX, with $150.4M lent: 8.5% of a $1.78B market.
Lubbock, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and T2 Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
T2 Financial ranks 78th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $147.8M lent: 0.2% of a $59.66B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and T2 Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
T2 Financial ranks 77th of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $125.7M lent: 0.3% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and T2 Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — COLUMBUS, OH, 2025
T2 Financial ranks 38th of 596 lenders in Columbus, OH, with $113.7M lent: 0.7% of a $16.93B market.
Columbus, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and T2 Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — SALT LAKE CITY-MURRAY, UT, 2025
T2 Financial ranks 99th of 363 lenders in Salt Lake City-Murray, UT, with $17.7M lent: 0.1% of a $12.49B market.
Salt Lake City-Murray, UT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and T2 Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — PROVO-OREM-LEHI, UT, 2025
T2 Financial ranks 107th of 319 lenders in Provo-Orem-Lehi, UT, with $7.7M lent: 0.1% of a $7.84B market.
Provo-Orem-Lehi, UT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and T2 Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — TOPEKA, KS, 2025
T2 Financial ranks 38th of 236 lenders in Topeka, KS, with $5.6M lent: 0.6% of a $1.01B market.
Topeka, KS is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and T2 Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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