Applications / Mortgage Analytics / Lenders / Texas / Click n' Close
Addison, TX · Independent non-bank lender · CFPB · 10,736 loans in 2025
Click n' Close's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
10,736
loans originated, 2025
16,126
applications, 2025
50
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Click n' Close is a home-purchase lender with a large FHA book: 91.9% of its 2025 loans were purchases and 46.3% were FHA-insured, against 25.3% at similar lenders.
FHA (insured by the Federal Housing Administration) loans were 46.3% of its lending, against 25.3% at similar lenders (independent non-bank lenders making between half and twice as many loans), higher than nearly all of them. RHS (guaranteed by the Department of Agriculture's Rural Housing Service) loans were 5.0%, against 0.7%. Its typical loan, $225,000, was smaller than at about nine in ten similar lenders.
28.7% of its loans were in LMI (low- and moderate-income) areas, against 21.0% at similar lenders, up from 14.1% five years earlier, and 34.5% were in majority-minority areas, against 25.1%. Its share to LMI borrowers, 31.3%, was near the middle. Smaller loans and FHA lending fit this pattern.
Originations rose 12% to 10,736, close to the 11% of similar lenders and the whole market's 10%. That is about half its 2021 total of 20,416, and up from 7,090 in 2023.
It ranked 18 of 925 lenders in Tampa-St. Petersburg-Clearwater, where it has lent since 2011, and 7 of 459 in non-metro Arkansas, its strongest rank among its largest markets. Its share of Phoenix-Mesa-Chandler rose from 0.3% to 0.4%.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Click n' Close took 16,126 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 91.9% · Refinance 8.1%
FHA 46.3% · Conventional 43.6% · VA 5.1% · USDA (RHS or FSA) 5.0% · of 10,736 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Florida | 2,049 | 19.1% |
| Texas | 1,245 | 11.6% |
| Arizona | 1,032 | 9.6% |
| Ohio | 780 | 7.3% |
| Arkansas | 515 | 4.8% |
| Missouri | 431 | 4.0% |
| North Carolina | 399 | 3.7% |
| Georgia | 377 | 3.5% |
| Tennessee | 377 | 3.5% |
| New Mexico | 339 | 3.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Tampa | 1,205 |
| Phoenix-Mesa-Chandler | 925 |
| Houston-Pasadena-The Woodlands | 574 |
| Kansas City | 274 |
| Toledo | 253 |
| Atlanta-Sandy Springs-Roswell | 196 |
| Charlotte-Concord-Gastonia | 162 |
| Dallas-Plano-Irving | 154 |
| Las Vegas-Henderson-North Las Vegas | 130 |
| Albuquerque | 122 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930049L5WINET09Q97 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3947843 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7341716542 |
Established 2 January 1959. Reported under HMDA 2008-2025.
Mergers, name changes, data editions and corrections: Click n' Close's data.
Click n' Close's data
$215
Click n' Close and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Click n' Close's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]