Applications / Mortgage Analytics / Lenders / Texas / Nationstar Mortgage
Coppell, TX · Independent non-bank lender · CFPB · 52,217 loans in 2025
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52,217
loans originated, 2025
79,599
applications, 2025
51
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Nationstar Mortgage lends mostly to existing homeowners, for refinancing and other purposes rather than home purchases, and in 2025 it bought more loans from other lenders than it originated.
Refinancing made up 40.9% of its loans, other purposes 39.3% and home improvement 8.8%; home purchases were only 11.0%. Its typical loan was $125,000, lower than nearly all similar lenders (independent non-bank lenders making between half and twice as many loans), whose typical loan was $300,000. Conventional loans rose to 83.4% from 52.7% five years before.
It reported 73,182 purchased loans, more than its 52,217 originations and far above the 706 typical for similar lenders. Buying is a large part of its business alongside the loans it makes.
LMI (low- and moderate-income) borrowers took 31.3% of its loans, higher than about three in four similar lenders, whose typical share was 29.5%, and up from 23.8% five years before. Loans in LMI areas were a smaller share, 16.7% against 19.7%, lower than most similar lenders, which may reflect where the existing homeowners it lends to live.
Originations rose 25% to 52,217, faster than about two-thirds of similar lenders, whose typical growth was 17%. Five years before, when its typical rate was 3.25%, it made 146,803 loans; with refinancing still its largest purpose, its volume may move with rates.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Nationstar Mortgage took 79,599 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 40.9% · Other 39.3% · Purchase 11.0% · Home improvement 8.8%
Conventional 83.4% · FHA 10.5% · VA 6.1% · of 52,217 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| California | 4,657 | 8.9% |
| Texas | 3,609 | 6.9% |
| Florida | 3,546 | 6.8% |
| Georgia | 2,560 | 4.9% |
| Illinois | 1,982 | 3.8% |
| North Carolina | 1,949 | 3.7% |
| Ohio | 1,768 | 3.4% |
| Virginia | 1,764 | 3.4% |
| Pennsylvania | 1,746 | 3.3% |
| Arizona | 1,744 | 3.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Phoenix-Mesa-Chandler | 1,244 |
| Atlanta-Sandy Springs-Roswell | 1,223 |
| Chicago-Naperville-Schaumburg | 1,182 |
| Riverside-San Bernardino-Ontario | 901 |
| Houston-Pasadena-The Woodlands | 835 |
| Los Angeles-Long Beach-Glendale | 766 |
| Dallas-Plano-Irving | 725 |
| Kansas City | 688 |
| Arlington-Alexandria-Reston | 612 |
| Denver-Aurora-Centennial | 612 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300LBCBNR1OT00651 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3845828 | 2010–2016 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3935523 | 2017–2022 |
| Respondent ID (the HMDA filer code before 2018) | 7752921540 |
Established 9 February 2001. Reported under HMDA 2001-2025.
Mergers, name changes, data editions and corrections: Nationstar Mortgage's data.
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