Volume fell while similar lenders grew
It made 57,781 loans, down 6%, the lowest change among similar lenders (independent non-bank lenders making between half and twice as many loans), whose typical growth was 19%; the whole market grew 10%. Its record peaked at 111,434 loans in 2021 and has held between 57,781 and 61,255 since 2023. Home purchases were 81.2% of its loans, so its volume rests mostly on the purchase market, which may be one reason.