Applications / Mortgage Analytics / Lenders / Montana / Stockman Bank of Montana
Miles City, MT · State non-member bank · FDIC · $7.6 billion assets · 2,196 loans in 2025
Stockman Bank of Montana's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
2,196
loans originated, 2025
2,928
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Stockman Bank of Montana ranks first among mortgage lenders in Billings and Great Falls, and makes more government-backed loans than most similar banks.
In Billings, where its record, counting a bank it merged with, goes back to before 1990, its share rose from 9.2% to 10.0%, ranking 1 of 201. In Great Falls it still ranks first, but its share fell from 24.5% to 17.5%; in Bozeman it fell from 9.1% to 5.3%, ranking fourth. Shares are measured in dollars, so in markets of $564.2M and $1.85B a few large loans by other lenders could move them.
7.5% of its loans were FHA (insured by the Federal Housing Administration) and 6.0% VA (guaranteed by the Department of Veterans Affairs), against 3.5% and 1.1% at similar lenders (state non-member banks making between half and twice as many loans). Its VA share is higher than at nearly nine in ten of them.
It turned down 3.1% of first-lien home-purchase applications on owner-occupied homes, against 6.6% at similar lenders, lower than at more than four in five of them.
10.8% of its loans were in LMI (low- and moderate-income) tracts, against 16.0% at similar lenders, and 0.5% in majority-minority tracts, against 10.1%; both are among the lowest at similar lenders. A possible reason is the markets it serves, mostly Montana's metros and non-metro Montana, which may hold fewer such tracts than its peers' markets.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Stockman Bank of Montana took 2,928 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 58.1% · Refinance 18.1% · Home improvement 13.0% · Other 10.9%
Conventional 85.7% · FHA 7.5% · VA 6.0% · USDA (RHS or FSA) 0.8% · of 2,196 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Montana | 2,183 | 99.4% |
| Arizona | 3 | 0.1% |
| North Dakota | 3 | 0.1% |
| Wyoming | 3 | 0.1% |
| Nevada | 2 | 0.1% |
| Idaho | 1 | 0.0% |
| South Dakota | 1 | 0.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Billings | 464 |
| Great Falls | 381 |
| Bozeman | 260 |
| Helena | 205 |
| Missoula | 178 |
| Las Vegas-Henderson-North Las Vegas | 2 |
| Phoenix-Mesa-Chandler | 2 |
| Casper | 1 |
| Rapid City | 1 |
| Tucson | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300FVJ3IB88LTR841 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 651859 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 316191 | 1997–2017 |
Established 1 January 1944. Reported under HMDA 1997-2025.
Mergers, name changes, data editions and corrections: Stockman Bank of Montana's data.
Stockman Bank of Montana's data
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