Growth on a refinance-heavy mix
Similar lenders are credit unions making between half and twice as many loans. Its rise of 85% compares with 11% for similar lenders and 10% for the whole market. Refinances made up 57.8% of its loans, and its typical loan was $105,000 against $185,000 five years before. It merged with Rockford Bell Credit Union in 2024; that lender's filings count in the competition figures but not in its own originations, so part of the rise, and of its gain in Rockford, could come with the merged business.