Applications / Mortgage Analytics / Lenders / New York / Americu Credit Union / Competition
Americu Credit Union
Rome, NY · Credit union · NCUA · $3.0 billion assets · 2,327 loans in 2025
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2,327
loans originated, 2025
3,585
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Americu Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SYRACUSE, NY, 2025
Americu Credit Union ranks 2nd of 246 lenders in Syracuse, NY, with $158.0M lent: 6.3% of a $2.51B market.
Syracuse, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Americu Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — UTICA-ROME, NY, 2025
Americu Credit Union ranks 1st of 174 lenders in Utica-Rome, NY, with $105.5M lent: 13.3% of a $793.9M market.
Utica-Rome, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Americu Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO NEW YORK, 2025
Americu Credit Union ranks 23rd of 377 lenders in non-metro New York, with $40.7M lent: 1.0% of a $3.97B market.
non-metro New York is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Americu Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — WATERTOWN-FORT DRUM, NY, 2025
Americu Credit Union ranks 5th of 106 lenders in Watertown-Fort Drum, NY, with $25.1M lent: 5.9% of a $426.4M market.
Watertown-Fort Drum, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Americu Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 68% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — ALBANY-SCHENECTADY-TROY, NY, 2025
Americu Credit Union ranks 70th of 265 lenders in Albany-Schenectady-Troy, NY, with $7.4M lent: 0.2% of a $4.52B market.
Albany-Schenectady-Troy, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Americu Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NORTH PORT-BRADENTON-SARASOTA, FL, 2025
Americu Credit Union ranks 768th of 811 lenders in North Port-Bradenton-Sarasota, FL, with $175K lent: 0.0% of a $10.17B market.
North Port-Bradenton-Sarasota, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Americu Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — LAKELAND-WINTER HAVEN, FL, 2025
Americu Credit Union ranks 543rd of 560 lenders in Lakeland-Winter Haven, FL, with $105K lent: 0.0% of a $5.51B market.
Lakeland-Winter Haven, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Americu Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — JACKSONVILLE, FL, 2025
Americu Credit Union ranks 699th of 715 lenders in Jacksonville, FL, with $75K lent: 0.0% of a $14.26B market.
Jacksonville, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Americu Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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