Applications / Mortgage Analytics / Lenders / Florida / VyStar Credit Union / Competition
VyStar Credit Union
Jacksonville, FL · Credit union · NCUA · $13.7 billion assets · 3,355 loans in 2025
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3,355
loans originated, 2025
8,285
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who VyStar Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — JACKSONVILLE, FL, 2025
VyStar Credit Union ranks 3rd of 715 lenders in Jacksonville, FL, with $467.8M lent: 3.3% of a $14.26B market.
Jacksonville, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and VyStar Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
VyStar Credit Union ranks 197th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $44.3M lent: 0.1% of a $52.71B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and VyStar Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — DELTONA-DAYTONA BEACH-ORMOND BEACH, FL, 2025
VyStar Credit Union ranks 34th of 639 lenders in Deltona-Daytona Beach-Ormond Beach, FL, with $35.4M lent: 0.7% of a $5.43B market.
Deltona-Daytona Beach-Ormond Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and VyStar Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — ORLANDO-KISSIMMEE-SANFORD, FL, 2025
VyStar Credit Union ranks 127th of 854 lenders in Orlando-Kissimmee-Sanford, FL, with $35.3M lent: 0.2% of a $22.49B market.
Orlando-Kissimmee-Sanford, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and VyStar Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
VyStar Credit Union ranks 155th of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $30.0M lent: 0.1% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and VyStar Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ATHENS-CLARKE COUNTY, GA, 2025
VyStar Credit Union ranks 259th of 316 lenders in Athens-Clarke County, GA, with $285K lent: 0.0% of a $1.33B market.
Athens-Clarke County, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and VyStar Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BRUNSWICK-ST. SIMONS, GA, 2025
VyStar Credit Union ranks 76th of 271 lenders in Brunswick-St. Simons, GA, with $2.2M lent: 0.2% of a $958.2M market.
Brunswick-St. Simons, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and VyStar Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — AUGUSTA-RICHMOND COUNTY, GA-SC, 2025
VyStar Credit Union ranks 232nd of 461 lenders in Augusta-Richmond County, GA-SC, with $875K lent: 0.0% of a $3.75B market.
Augusta-Richmond County, GA-SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and VyStar Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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