Applications / Mortgage Analytics / Lenders / Utah / UBS Bank USA / Competition
UBS Bank USA
Salt Lake City, UT · National bank · OCC · $119 billion assets · 3,386 loans in 2025
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3,386
loans originated, 2025
4,480
applications, 2025
50
states and territories
0
gaps bigger than at similar lenders
Who UBS Bank USA competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
UBS Bank USA ranks 45th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $658.8M lent: 0.5% of a $144.59B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and UBS Bank USA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
UBS Bank USA ranks 46th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $506.8M lent: 0.4% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and UBS Bank USA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
UBS Bank USA ranks 41st of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $255.1M lent: 0.5% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and UBS Bank USA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
UBS Bank USA ranks 44th of 606 lenders in San Francisco-Oakland-Fremont, CA, with $200.5M lent: 0.4% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and UBS Bank USA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SEATTLE-TACOMA-BELLEVUE, WA, 2025
UBS Bank USA ranks 62nd of 597 lenders in Seattle-Tacoma-Bellevue, WA, with $163.6M lent: 0.3% of a $49.59B market.
Seattle-Tacoma-Bellevue, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and UBS Bank USA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — BECKLEY, WV, 2025
UBS Bank USA ranks 91st of 137 lenders in Beckley, WV, with $255K lent: 0.1% of a $270.2M market.
Beckley, WV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and UBS Bank USA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — YUMA, AZ, 2025
UBS Bank USA ranks 152nd of 216 lenders in Yuma, AZ, with $305K lent: 0.0% of a $1.12B market.
Yuma, AZ is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and UBS Bank USA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 69% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — LOGAN, ID-UT, 2025
UBS Bank USA ranks 60th of 176 lenders in Logan, ID-UT, with $1.7M lent: 0.1% of a $1.16B market.
Logan, ID-UT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and UBS Bank USA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 62% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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