Small loans, and the most LMI lending among similar banks
Similar lenders are national banks making between half and twice as many loans. Its typical loan was $125,000 against $240,000, among the lowest tenth. LMI borrowers took 42.4% of its loans against 24.8%, the highest among similar lenders and up from 25.4% five years before; 26.3% were in LMI areas against 15.0%. Its share in majority-minority areas was lower, 9.6% against 13.2%; non-metro Ohio is among its largest markets, which could account for part of that.