Applications / Mortgage Analytics / Lenders / Texas / NexBank
Dallas, TX · State non-member bank · FDIC · $13.9 billion assets · 5,717 loans in 2025
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5,717
loans originated, 2025
7,805
applications, 2025
49
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
NexBank is a Dallas bank lending nationwide in the largest loans among similar lenders, with a typical loan of $405,000, and it also bought 1,431 loans from other lenders in 2025.
Its typical loan was $405,000, against $220,000 at similar lenders (state non-member banks making between half and twice as many loans), and 11.8% of loans were jumbo (larger than the conforming limit), against 2.2%; both were the highest among them. Its lending rose to $3.05 billion from $2.34 billion.
Originations rose 1% to 5,717, against 16% for peers and 10% for the whole market, slower than about four in five of them. A shift toward larger loans could explain why dollars rose faster than the count. It also bought 1,431 loans, against 1,175 the year before.
It made 29.4% of its loans in majority-minority areas, against 14.8%, the highest among peers. Its biggest markets are large metros such as Los Angeles-Long Beach-Anaheim and Dallas-Fort Worth-Arlington, and California is its main state.
Only 19.2% of its loans went to LMI (low- and moderate-income) borrowers, against 28.7%, among the lowest tenth, down from 28.5% the year before. Its large loans, much of them in big metros, may mean fewer borrowers fall under the income limits. Its share in LMI areas, 15.1% against 17.4%, was lower than about two-thirds of peers.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. NexBank took 7,805 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 69.0% · Refinance 26.9% · Other 4.0%
Conventional 96.7% · FHA 1.9% · VA 1.4% · of 5,717 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| California | 1,262 | 22.1% |
| Texas | 1,171 | 20.5% |
| Georgia | 488 | 8.5% |
| Arizona | 284 | 5.0% |
| Florida | 275 | 4.8% |
| Washington | 270 | 4.7% |
| Illinois | 229 | 4.0% |
| Pennsylvania | 169 | 3.0% |
| Colorado | 168 | 2.9% |
| Minnesota | 127 | 2.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Dallas-Plano-Irving | 466 |
| Los Angeles-Long Beach-Glendale | 271 |
| Phoenix-Mesa-Chandler | 245 |
| Atlanta-Sandy Springs-Roswell | 238 |
| Houston-Pasadena-The Woodlands | 230 |
| Chicago-Naperville-Schaumburg | 195 |
| Austin-Round Rock-San Marcos | 165 |
| Oakland-Fremont-Berkeley | 148 |
| Anaheim-Santa Ana-Irvine | 146 |
| San Diego-Chula Vista-Carlsbad | 146 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300NWBS6MQJX15N44 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 652874 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 43102 | 1990–1998 |
| Respondent ID (the HMDA filer code before 2018) | 329209 | 1999–2017 |
Established 30 November 1934. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: NexBank's data.
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