Applications / Mortgage Analytics / Lenders / Florida / MIDFLORIDA Credit Union / Competition
MIDFLORIDA Credit Union
Lakeland, FL · Credit union · NCUA · $8.8 billion assets · 3,729 loans in 2025
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3,729
loans originated, 2025
9,215
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who MIDFLORIDA Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
MIDFLORIDA Credit Union ranks 25th of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $192.5M lent: 0.7% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MIDFLORIDA Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LAKELAND-WINTER HAVEN, FL, 2025
MIDFLORIDA Credit Union ranks 5th of 560 lenders in Lakeland-Winter Haven, FL, with $184.1M lent: 3.3% of a $5.51B market.
Lakeland-Winter Haven, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MIDFLORIDA Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ORLANDO-KISSIMMEE-SANFORD, FL, 2025
MIDFLORIDA Credit Union ranks 77th of 854 lenders in Orlando-Kissimmee-Sanford, FL, with $62.0M lent: 0.3% of a $22.49B market.
Orlando-Kissimmee-Sanford, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MIDFLORIDA Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — PORT ST. LUCIE, FL, 2025
MIDFLORIDA Credit Union ranks 18th of 559 lenders in Port St. Lucie, FL, with $52.2M lent: 1.1% of a $4.88B market.
Port St. Lucie, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MIDFLORIDA Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
MIDFLORIDA Credit Union ranks 199th of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $36.6M lent: 0.1% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and MIDFLORIDA Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CLEVELAND, TN, 2025
MIDFLORIDA Credit Union ranks 220th of 258 lenders in Cleveland, TN, with $235K lent: 0.0% of a $751.0M market.
Cleveland, TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and MIDFLORIDA Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SPARTANBURG, SC, 2025
MIDFLORIDA Credit Union ranks 370th of 409 lenders in Spartanburg, SC, with $185K lent: 0.0% of a $2.72B market.
Spartanburg, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and MIDFLORIDA Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — FAYETTEVILLE, NC, 2025
MIDFLORIDA Credit Union ranks 359th of 371 lenders in Fayetteville, NC, with $85K lent: 0.0% of a $2.93B market.
Fayetteville, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and MIDFLORIDA Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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