Applications / Mortgage Analytics / Lenders / Mississippi / Hancock Whitney Bank
Gulfport, MS · State non-member bank · FDIC · $35.5 billion assets · 3,719 loans in 2025
Hancock Whitney Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
3,719
loans originated, 2025
5,969
applications, 2025
19
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Hancock Whitney Bank, a bank centred on Louisiana, where it has lent since before 1990, grew faster than most similar banks in 2025 and gained share in Baton Rouge and Slidell-Mandeville-Covington.
Loans rose 17% to 3,719, higher than about two-thirds of similar lenders (state non-member banks making between half and twice as many loans), whose typical growth was 10%. It also bought 821 loans, up from 542, where a typical peer bought 2. Lending remains well below the 8,659 loans of 2020.
It ranks 3 of 369 in Baton Rouge, with 4.9% of the market, up 1.7 points, and 2 of 277 in Slidell-Mandeville-Covington, with 5.1%, up 1.5 points. In New Orleans-Metairie its share eased 0.2 points to 3.6%. It has lent in all three since before 1990.
FHA loans (insured by the Federal Housing Administration) were 9.1% of its lending, against 3.9% at peers and 3.2% five years earlier. Its typical rate, 6.00%, was among the lowest tenth of peers.
Majority-minority tracts took 25.5% of its loans, against 10.3% at peers, higher than more than four in five, which could reflect markets such as New Orleans and Baton Rouge. Low- and moderate-income (LMI) borrowers took 25.5%, against 28.7%, lower than about two-thirds of peers; the incomes in its markets could explain that.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Hancock Whitney Bank took 5,969 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 45.0% · Home improvement 25.3% · Other 16.1% · Refinance 13.6%
Conventional 87.2% · FHA 9.1% · VA 2.7% · USDA (RHS or FSA) 1.0% · of 3,719 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 2,258 | 60.7% |
| Florida | 538 | 14.5% |
| Mississippi | 480 | 12.9% |
| Texas | 209 | 5.6% |
| Alabama | 204 | 5.5% |
| Georgia | 6 | 0.2% |
| North Carolina | 5 | 0.1% |
| Tennessee | 5 | 0.1% |
| Oklahoma | 3 | 0.1% |
| South Carolina | 2 | 0.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Baton Rouge | 786 |
| New Orleans-Metairie | 660 |
| Gulfport-Biloxi | 305 |
| Slidell-Mandeville-Covington | 218 |
| Lafayette | 202 |
| Houma-Bayou Cane-Thibodaux | 150 |
| Mobile | 148 |
| Houston-Pasadena-The Woodlands | 143 |
| Tampa | 137 |
| Hammond | 77 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | NSGZD26XPW2CUM2JKU70 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 463735 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 312441 | 1990–2010 |
| Respondent ID (the HMDA filer code before 2018) | 9463735 | 2011–2017 |
Established 9 October 1899. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Hancock Whitney Bank's data.
Hancock Whitney Bank's data
$215
Hancock Whitney Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Hancock Whitney Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]