Applications / Mortgage Analytics / Lenders / Nebraska / First National Bank of Omaha
Omaha, NE · National bank · OCC · $34.6 billion assets · 3,757 loans in 2025
First National Bank of Omaha's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
3,757
loans originated, 2025
6,317
applications, 2025
32
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First National Bank of Omaha, a Nebraska national bank, made 22% fewer loans in 2025 while similar banks grew, but it reaches low- and moderate-income borrowers and areas more than about nine in ten of them.
Originations fell 22% to 3,757, among the lowest few of similar lenders (national banks making between half and twice as many loans), whose typical growth was 7%; the whole market grew 10%. Its dollar total still rose to $1.26 billion from $1.14 billion. Originations have fallen every year since 12,880 in 2020.
It ranks 7 of 417 in Omaha, but its share fell to 3.1% from 8.0%. Its share rose in Kansas City to 1.2% from 0.6%, and in Columbus and Phoenix. The lower count of its own loans, and a shift of lending after the 2025 merger with Country Club Bank, whose filings count in these figures, are possible reasons.
Low- and moderate-income (LMI) borrowers took 36.4% of its loans, against 24.8%, and LMI tracts 22.8%, against 15.0%: both higher than about nine in ten peers.
Its typical loan was $125,000, against $240,000, among the lowest few; home-improvement loans were 20.1% of lending.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First National Bank of Omaha took 6,317 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 40.8% · Refinance 27.4% · Home improvement 20.1% · Other 11.6%
Conventional 94.8% · FHA 3.6% · VA 1.2% · USDA (RHS or FSA) 0.3% · of 3,757 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Nebraska | 1,773 | 47.2% |
| Illinois | 646 | 17.2% |
| Colorado | 466 | 12.4% |
| Kansas | 307 | 8.2% |
| Missouri | 215 | 5.7% |
| Iowa | 191 | 5.1% |
| South Dakota | 54 | 1.4% |
| Wyoming | 34 | 0.9% |
| Texas | 12 | 0.3% |
| Wisconsin | 8 | 0.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Omaha | 1,338 |
| Kansas City | 481 |
| Elgin | 349 |
| Fort Collins-Loveland | 232 |
| Chicago-Naperville-Schaumburg | 222 |
| Greeley | 131 |
| Lincoln | 73 |
| Grand Island | 59 |
| Denver-Aurora-Centennial | 48 |
| Boulder | 38 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | LDVFX8JEECFFE8HRWA73 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 527954 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 1209 | 1990–2010 |
| Respondent ID (the HMDA filer code before 2018) | 9527954 | 2011–2017 |
Established 1 January 1857. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: First National Bank of Omaha's data.
First National Bank of Omaha's data
$215
First National Bank of Omaha and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy First National Bank of Omaha's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]