Applications / Mortgage Analytics / Lenders / Florida / First Federal Bank / Competition
First Federal Bank
Lake City, FL · Savings institution · OCC · $4.3 billion assets · 4,691 loans in 2025
First Federal Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
4,691
loans originated, 2025
7,989
applications, 2025
51
states and territories
0
gaps bigger than at similar lenders
Who First Federal Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
First Federal Bank ranks 95th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $124.9M lent: 0.2% of a $52.71B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — CHARLOTTE-CONCORD-GASTONIA, NC-SC, 2025
First Federal Bank ranks 61st of 775 lenders in Charlotte-Concord-Gastonia, NC-SC, with $102.3M lent: 0.4% of a $28.47B market.
Charlotte-Concord-Gastonia, NC-SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — JACKSONVILLE, FL, 2025
First Federal Bank ranks 34th of 715 lenders in Jacksonville, FL, with $93.2M lent: 0.7% of a $14.26B market.
Jacksonville, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
First Federal Bank ranks 133rd of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $74.8M lent: 0.1% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
First Federal Bank ranks 243rd of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $60.8M lent: 0.0% of a $144.59B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — DECATUR, IL, 2025
First Federal Bank ranks 104th of 156 lenders in Decatur, IL, with $195K lent: 0.1% of a $272.9M market.
Decatur, IL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — IDAHO FALLS, ID, 2025
First Federal Bank ranks 44th of 211 lenders in Idaho Falls, ID, with $6.3M lent: 0.5% of a $1.32B market.
Idaho Falls, ID is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — WICHITA FALLS, TX, 2025
First Federal Bank ranks 54th of 209 lenders in Wichita Falls, TX, with $1.2M lent: 0.2% of a $545.7M market.
Wichita Falls, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 61% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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First Federal Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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