Applications / Mortgage Analytics / Lenders / Texas / Charles Schwab Bank / Competition
Charles Schwab Bank
Westlake, TX · State member bank · FRS · $254 billion assets · 6,065 loans in 2025
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6,065
loans originated, 2025
6,522
applications, 2025
51
states and territories
0
gaps bigger than at similar lenders
Who Charles Schwab Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
Charles Schwab Bank ranks 17th of 606 lenders in San Francisco-Oakland-Fremont, CA, with $646.3M lent: 1.2% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Charles Schwab Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
Charles Schwab Bank ranks 34th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $633.7M lent: 0.6% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Charles Schwab Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SAN JOSE-SUNNYVALE-SANTA CLARA, CA, 2025
Charles Schwab Bank ranks 11th of 459 lenders in San Jose-Sunnyvale-Santa Clara, CA, with $385.0M lent: 1.3% of a $28.74B market.
San Jose-Sunnyvale-Santa Clara, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Charles Schwab Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
Charles Schwab Bank ranks 89th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $323.7M lent: 0.2% of a $144.59B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Charles Schwab Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SEATTLE-TACOMA-BELLEVUE, WA, 2025
Charles Schwab Bank ranks 47th of 597 lenders in Seattle-Tacoma-Bellevue, WA, with $234.1M lent: 0.5% of a $49.59B market.
Seattle-Tacoma-Bellevue, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Charles Schwab Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — RACINE-MOUNT PLEASANT, WI, 2025
Charles Schwab Bank ranks 179th of 285 lenders in Racine-Mount Pleasant, WI, with $465K lent: 0.0% of a $1.15B market.
Racine-Mount Pleasant, WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Charles Schwab Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — CLARKSVILLE, KY-TN, 2025
Charles Schwab Bank ranks 163rd of 397 lenders in Clarksville, KY-TN, with $1.3M lent: 0.0% of a $2.82B market.
Clarksville, KY-TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Charles Schwab Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SAN ANGELO, TX, 2025
Charles Schwab Bank ranks 71st of 191 lenders in San Angelo, TX, with $815K lent: 0.2% of a $542.3M market.
San Angelo, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Charles Schwab Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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