Applications / Mortgage Analytics / Lenders / Maine / Bangor Savings Bank
Bangor, ME · Savings institution · FDIC · $7.4 billion assets · 3,701 loans in 2025
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3,701
loans originated, 2025
5,270
applications, 2025
9
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bangor Savings Bank leads mortgage lending in Bangor and non-metro Maine and is second in Portland, though it grew more slowly in 2025 than most similar lenders.
It ranks 1 of 182 lenders in Bangor, where its share rose 0.1 points to 16.3%, and 2 of 364 in Portland-South Portland, where it rose 0.2 points to 7.5%. In Manchester-Nashua its share rose 1.3 points to 1.9%, now 13 of 344.
Originations rose 8% to 3,701, a little below the whole market's 10% and lower growth than about four in five similar lenders (savings institutions making between half and twice as many loans), whose typical growth was 20%.
Low- and moderate-income (LMI) tracts took 16.1% of loans, higher than about seven in ten peers, while LMI borrowers took 23.7%, lower than about seven in ten, which could reflect the incomes in the markets it serves. Only 0.6% of loans were in majority-minority tracts, against 13.5%, among the lowest tenth, which could reflect its Maine footprint.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Bangor Savings Bank took 5,270 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 49.1% · Home improvement 19.2% · Refinance 17.5% · Other 14.2%
Conventional 93.3% · FHA 4.1% · USDA (RHS or FSA) 1.4% · VA 1.2% · of 3,701 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Maine | 3,199 | 86.4% |
| New Hampshire | 277 | 7.5% |
| Massachusetts | 181 | 4.9% |
| Florida | 24 | 0.6% |
| Vermont | 8 | 0.2% |
| North Carolina | 5 | 0.1% |
| Connecticut | 3 | 0.1% |
| Rhode Island | 2 | 0.1% |
| South Carolina | 2 | 0.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Portland-South Portland | 1,253 |
| Bangor | 613 |
| Lewiston-Auburn | 143 |
| Cambridge-Newton-Framingham | 126 |
| Rockingham County-Strafford County | 100 |
| Manchester-Nashua | 90 |
| Boston | 27 |
| Worcester | 11 |
| Providence-Warwick | 10 |
| North Port-Bradenton-Sarasota | 6 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300JEBULFT3BSU682 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 419406 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 318408 | 1990–2017 |
Established 14 February 1852. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Bangor Savings Bank's data.
Bangor Savings Bank's data
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Bangor Savings Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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