Applications / Mortgage Analytics / Lenders / South Carolina / United Community Bank / Data
United Community Bank
Greenville, SC · State member bank · FRS · $27.9 billion assets · 7,529 loans in 2025
United Community Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
7,529
loans originated, 2025
11,449
applications, 2025
11
states and territories
0
gaps bigger than at similar lenders
History
- 23 April 1973Head office moved (now in GA).
- 23 April 1973Renamed from Union County Bank to Union County Bank.
- 22 February 1988Head office moved (now in GA).
- 1 July 1992Head office moved (now in GA).
- 1994First report under HMDA.
- 28 June 1996Renamed from Union County Bank to United Community Bank.
- 25 April 2001Merged with Bank of Adairsville. Its HMDA filings count as this lender's in the competition figures.
- 1 December 2002Merged with Dawson County Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 December 2002Merged with United Community Bank Metro. Its HMDA filings count as this lender's in the competition figures.
- 1 December 2002Merged with United Community Bank West Georgia. Its HMDA filings count as this lender's in the competition figures.
- 1 May 2003Merged with First Georgia Savings Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 June 2004Merged with 1st Community Bank. Its HMDA filings count as this lender's in the competition figures.
- 5 February 2005Merged with Liberty National Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 April 2006Merged with United Community Bank Tennessee. Its HMDA filings count as this lender's in the competition figures.
- 2 December 2006Merged with Southern National Bank. Its HMDA filings count as this lender's in the competition figures.
- 16 July 2007Merged with First Bank of the South. Its HMDA filings count as this lender's in the competition figures.
- 1 February 2008Merged with United Community Bank - NC. Its HMDA filings count as this lender's in the competition figures.
- 20 June 2009Merged with Southern Community Bank. Its HMDA filings count as this lender's in the competition figures.
- 6 July 2015Head office moved (now in GA).
- 18 July 2015Merged with First National Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 September 2015Merged with The Palmetto Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 July 2016Merged with Tidelands Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 August 2017Merged with Horry County State Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 November 2017Merged with Four Oaks Bank & Trust Company. Its HMDA filings count as this lender's in the competition figures.
- 1 May 2019Merged with First Madison Bank & Trust. Its HMDA filings count as this lender's in the competition figures.
- 1 July 2020Merged with Seaside National Bank & Trust. Its HMDA filings count as this lender's in the competition figures.
- 1 July 2021Head office moved (now in SC).
- 1 October 2021Merged with Aquesta Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 January 2022Merged with Reliant Bank. Its HMDA filings count as this lender's in the competition figures.
- 3 January 2023Merged with Progress Bank and Trust. Its HMDA filings count as this lender's in the competition figures.
- 1 July 2023Merged with First National Bank of South Miami. Its HMDA filings count as this lender's in the competition figures.
- 4 March 2024Head office moved (now in SC).
- 3 June 2024Charter changed (FDIC class NM to SM).
- 3 June 2024Change in Primary Regulatory Agency.
- 1 May 2025Merged with American National Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 August 2026Merged with Peach State Bank & Trust. Its HMDA filings count as this lender's in the competition figures.
Filed under earlier names
- 1994–1994THE MORTGAGE PEOPLE COMPANY
- 1995–1997THE MORTGAGE PEOPLE CO.
- 2004–2007UNITED COMMUNITY BANK - GA
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 12 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 8 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: business-purpose loan: personal income is not the basis. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 8 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 7 | Record adjusted; the published value is kept in dw.lar_original |
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