Applications / Mortgage Analytics / Lenders / Ohio / U.S. Bank / Competition
U.S. Bank
Cincinnati, OH · National bank · OCC · $676 billion assets · 74,635 loans in 2025
U.S. Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
74,635
loans originated, 2025
151,832
applications, 2025
51
states and territories
0
gaps bigger than at similar lenders
Who U.S. Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
U.S. Bank ranks 4th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $4.61B lent: 4.0% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and U.S. Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
U.S. Bank ranks 5th of 606 lenders in San Francisco-Oakland-Fremont, CA, with $2.69B lent: 5.1% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and U.S. Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SEATTLE-TACOMA-BELLEVUE, WA, 2025
U.S. Bank ranks 7th of 597 lenders in Seattle-Tacoma-Bellevue, WA, with $1.69B lent: 3.4% of a $49.59B market.
Seattle-Tacoma-Bellevue, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and U.S. Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SAN JOSE-SUNNYVALE-SANTA CLARA, CA, 2025
U.S. Bank ranks 4th of 459 lenders in San Jose-Sunnyvale-Santa Clara, CA, with $1.68B lent: 5.8% of a $28.74B market.
San Jose-Sunnyvale-Santa Clara, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and U.S. Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
U.S. Bank ranks 14th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $1.60B lent: 1.1% of a $144.59B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and U.S. Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO DELAWARE, 2025
U.S. Bank ranks 60th of 368 lenders in non-metro Delaware, with $8.7M lent: 0.3% of a $3.16B market.
non-metro Delaware is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and U.S. Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BRUNSWICK-ST. SIMONS, GA, 2025
U.S. Bank ranks 34th of 271 lenders in Brunswick-St. Simons, GA, with $6.0M lent: 0.6% of a $958.2M market.
Brunswick-St. Simons, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and U.S. Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — MONROE, LA, 2025
U.S. Bank ranks 43rd of 181 lenders in Monroe, LA, with $2.7M lent: 0.4% of a $749.7M market.
Monroe, LA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and U.S. Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
U.S. Bank's data
$215
U.S. Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy U.S. Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]