Applications / Mortgage Analytics / Lenders / Indiana / Old National Bank
Evansville, IN · National bank · OCC · $71.8 billion assets · 10,956 loans in 2025
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10,956
loans originated, 2025
16,760
applications, 2025
46
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Old National Bank's loans rose 21% in 2025 to 10,956, faster than more than nine in ten similar lenders, in the year it merged with Bremer Bank.
The typical lender among similar lenders (national banks making between half and twice as many loans) grew 3%, and the whole market 10%. It merged with CapStar Bank in 2024 and Bremer Bank in 2025, and their filings count as Old National's, so much of the rise may be acquired. Its Minneapolis-St. Paul share rose 1.0 points to 2.0%, ranking 9 of 688. It also bought 352 loans, against 135 in 2024.
LMI (low- and moderate-income) borrowers took 35.7%, up from 22.5% five years before and higher than more than four in five peers. Its share in majority-minority tracts, 14.2%, was lower than a typical peer's 20.9%, which may reflect its Midwest markets and the banks it has bought.
Its middle rate, 6.25%, was lower than more than four in five peers, and 0.3% of loans were higher-priced (a rate well above the average for similar loans). Jumbo loans (larger than the conforming limit) were 4.9%, against 9.9% for a typical peer.
It turned down 9.5% of first-lien home-purchase applications on owner-occupied homes and 22.4% of refinance applications, both near the middle of similar lenders. In Lawrence, KS its share fell 1.3 points to 3.5%, perhaps as local banks such as Mid America Bank competed harder.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Old National Bank took 16,760 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 45.5% · Refinance 24.1% · Other 16.2% · Home improvement 14.2%
Conventional 95.9% · FHA 2.5% · VA 1.4% · USDA (RHS or FSA) 0.2% · of 10,956 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Indiana | 2,746 | 25.1% |
| Illinois | 2,207 | 20.1% |
| Minnesota | 1,877 | 17.1% |
| Michigan | 1,211 | 11.1% |
| Tennessee | 999 | 9.1% |
| Wisconsin | 824 | 7.5% |
| Kentucky | 489 | 4.5% |
| North Dakota | 135 | 1.2% |
| Florida | 59 | 0.5% |
| Iowa | 55 | 0.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Chicago-Naperville-Schaumburg | 1,544 |
| Minneapolis-St. Paul-Bloomington | 1,142 |
| Indianapolis-Carmel-Greenwood | 788 |
| Nashville-Davidson--Murfreesboro--Franklin | 709 |
| Grand Rapids-Wyoming-Kentwood | 533 |
| Evansville | 408 |
| Lake County | 294 |
| Lake County-Porter County-Jasper County | 251 |
| Madison | 218 |
| Milwaukee-Waukesha | 210 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300AT7EB9FJAF0E61 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 208244 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 18846 | 1999–2013 |
| Respondent ID (the HMDA filer code before 2018) | 9208244 | 2014–2017 |
Established 27 August 1907. Reported under HMDA 1999-2025.
Mergers, name changes, data editions and corrections: Old National Bank's data.
Old National Bank's data
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