Applications / Mortgage Analytics / Lenders / New York / M&T Bank / Competition
M&T Bank
Buffalo, NY · State member bank · FRS · $213 billion assets · 23,446 loans in 2025
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23,446
loans originated, 2025
40,597
applications, 2025
51
states and territories
0
gaps bigger than at similar lenders
Who M&T Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
M&T Bank ranks 15th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $1.49B lent: 1.0% of a $144.59B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and M&T Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BOSTON-CAMBRIDGE-NEWTON, MA-NH, 2025
M&T Bank ranks 9th of 664 lenders in Boston-Cambridge-Newton, MA-NH, with $998.8M lent: 2.0% of a $49.59B market.
Boston-Cambridge-Newton, MA-NH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and M&T Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
M&T Bank ranks 21st of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $872.2M lent: 1.4% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and M&T Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — HARTFORD-WEST HARTFORD-EAST HARTFORD, CT, 2025
M&T Bank ranks 9th of 610 lenders in Hartford-West Hartford-East Hartford, CT, with $588.7M lent: 2.2% of a $26.67B market.
Hartford-West Hartford-East Hartford, CT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and M&T Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BUFFALO-CHEEKTOWAGA, NY, 2025
M&T Bank ranks 2nd of 267 lenders in Buffalo-Cheektowaga, NY, with $472.1M lent: 10.0% of a $4.74B market.
Buffalo-Cheektowaga, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and M&T Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — MINOT, ND, 2025
M&T Bank ranks 81st of 95 lenders in Minot, ND, with $185K lent: 0.0% of a $393.3M market.
Minot, ND is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and M&T Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 71% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — LAWRENCE, KS, 2025
M&T Bank ranks 172nd of 222 lenders in Lawrence, KS, with $285K lent: 0.0% of a $693.1M market.
Lawrence, KS is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and M&T Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — EAU CLAIRE, WI, 2025
M&T Bank ranks 197th of 220 lenders in Eau Claire, WI, with $135K lent: 0.0% of a $1.01B market.
Eau Claire, WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and M&T Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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