Applications / Mortgage Analytics / Lenders / New York / Flagstar Bank / Data
Flagstar Bank
Hicksville, NY · National bank · OCC · $87.5 billion assets · 9,656 loans in 2025
Flagstar Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
9,656
loans originated, 2025
19,118
applications, 2025
51
states and territories
0
gaps bigger than at similar lenders
History
- 28 December 1970Renamed from Queens County Savings Bank to Queens County Savings Bank.
- 30 June 1988Renamed from First Security Savings Bank FSB to First Security Savings Bank, FSB.
- 1990First report under HMDA in the public data (which begins in 1990).
- 4 September 1990Head office moved (now in MI).
- 13 June 1992Merged with American Savings Bank. Its HMDA filings count as this lender's in the competition figures.
- 30 November 1993Change in Organization Type.
- 1 January 1996Renamed from First Security Savings Bank, FSB to Flagstar Bank, FSB.
- 1 February 1996Merged with Flagstar Bank. Its HMDA filings count as this lender's in the competition figures.
- 10 October 2000Head office moved (now in MI).
- 31 January 2001Head office moved (now in NY).
- 31 January 2001Renamed from Queens County Savings Bank to New York Community Bank.
- 1 February 2001Merged with CFS Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 August 2001Merged with Richmond County Savings Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 November 2003Merged with Roslyn Savings Bank. Its HMDA filings count as this lender's in the competition figures.
- 2 April 2007Merged with Penn Federal Savings Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 October 2007Merged with Synergy Bank. Its HMDA filings count as this lender's in the competition figures.
- 5 December 2009Merged with AmTrust Bank. Its HMDA filings count as this lender's in the competition figures.
- 26 March 2010Renamed from New York Community Bank to New York Community Bank.
- 27 March 2010Merged with Desert Hills Bank. Its HMDA filings count as this lender's in the competition figures.
- 21 July 2011Change in Primary Regulatory Agency.
- 30 November 2018Renamed from New York Community Bank to New York Community Bank.
- 1 December 2018Merged with New York Commercial Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 February 2020Head office moved (now in NY).
- 1 December 2022Charter changed (FDIC class SB to N).
- 1 December 2022Head office moved (now in NY).
- 1 December 2022Renamed from Flagstar Bank, FSB to Flagstar Bank, National Association.
- 1 December 2022Institution Becomes a Member of FRS (Federal Reserve System).
- 18 October 2025Merged with Flagstar Financial. Its HMDA filings count as this lender's in the competition figures.
Filed under earlier names
- 1990–1995FIRST SECURITY SAVINGS BANK
- 1992–1992FIRST SECURITY SAVINGS BANK, F
- 1996–2017FLAGSTAR BANK, FSB
- 2022–2025Flagstar Bank NA
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | zero income set to missing: FHA refinance with no DTI: a streamline refinance, which does not require income. HMDA says report NA when income is not relied on | 2 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: VA refinance with no DTI: a streamline refinance, which does not require income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (20%-<30%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 2 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (30%-<36%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 5 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (37), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (38), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (41), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (43), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 10 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 159 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: FHA refinance with no DTI: a streamline refinance, which does not require income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (37), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (44), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (48), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 56 | Record adjusted; the published value is kept in dw.lar_original |
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