Applications / Mortgage Analytics / Lenders / Colorado / Ent Credit Union
Colorado Springs, CO · Credit union · NCUA · $10.0 billion assets · 8,715 loans in 2025
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8,715
loans originated, 2025
13,239
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Ent Credit Union is a Colorado-only lender that ranks second in both Colorado Springs and Pueblo, and it gained share in each in 2025.
Its share of Colorado Springs rose to 11.0% from 10.7%, and of Pueblo to 11.1% from 9.1%, second in each to United Wholesale Mortgage. It also gained in Denver, ranking 9 of 754 with 1.6%. All its lending is in one state, across 7 metros.
Similar lenders are credit unions making between half and twice as many loans. VA loans (guaranteed by the Department of Veterans Affairs) were 3.8% of its loans against 0.2%, higher than nearly all similar lenders, and FHA loans (insured by the Federal Housing Administration) 2.8% against 0.5%.
Higher-priced loans (a rate well above the average for similar loans) were 3.4% against 0.6%, higher than about nine in ten similar lenders, though down from 6.0%. Its FHA lending, manufactured-home loans at 1.6% against 0.5%, and a home improvement share of 25.8% could together account for most of this.
Originations rose 11%, close to the 9% for similar lenders and 10% for the market, but remain below the 11,274 of 2020. LMI (low- and moderate-income) areas received 16.6% of loans against 14.2%, higher than about seven in ten similar lenders.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Ent Credit Union took 13,239 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 29.9% · Home improvement 25.8% · Purchase 24.9% · Other 19.4%
Conventional 93.4% · VA 3.8% · FHA 2.8% · of 8,715 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Colorado | 8,715 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Colorado Springs | 4,750 |
| Denver-Aurora-Centennial | 2,007 |
| Pueblo | 771 |
| Fort Collins-Loveland | 401 |
| Greeley | 361 |
| Boulder | 104 |
| Grand Junction | 12 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 6GK3WNTSHBNJOVP1LV97 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 660589 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 511570 | 1990–2016 |
| Respondent ID (the HMDA filer code before 2018) | 568671 | 2017–2017 |
Established 1 January 1957. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Ent Credit Union's data.
Ent Credit Union's data
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