Applications / Mortgage Analytics / Lenders / Texas / Cornerstone Capital Bank / Data
Cornerstone Capital Bank
Houston, TX · Savings institution · FDIC · $2.5 billion assets · 7,642 loans in 2025
Cornerstone Capital Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
7,642
loans originated, 2025
9,635
applications, 2025
43
states and territories
0
gaps bigger than at similar lenders
History
- 2 May 1973Charter changed (FDIC class SM to NM).
- 2 May 1973Change in Primary Regulatory Agency.
- 30 June 1985Head office moved (now in TX).
- 1993First report under HMDA.
- 31 March 2006Head office moved (now in TX).
- 1 October 2022Charter changed (FDIC class NM to SI).
- 1 October 2022Merged with The Roscoe State Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 October 2022Renamed from The Roscoe State Bank to Cornerstone Capital Bank, SSB.
- 29 October 2024Head office moved (now in TX).
- 1 March 2026Merged with Peoples Bank. Its HMDA filings count as this lender's in the competition figures.
Filed under earlier names
- 1993–2012CORNERSTONE MORTGAGE COMPANY
- 1997–2000CORNERSTONE MORTGAGE CO.
- 2004–2004CORNERSTONE MORTGAGE
- 2013–2016CORNERSTONE HOME LENDING INC.
- 2017–2021CORNERSTONE HOME LENDING, INC.
- 2022–2025CORNERSTONE CAPITAL BANK, SSB
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | zero income set to missing: VA refinance with no DTI: a streamline refinance, which does not require income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: business-purpose loan: personal income is not the basis. HMDA says report NA when income is not relied on | 6 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: VA refinance with no DTI: a streamline refinance, which does not require income. HMDA says report NA when income is not relied on | 2 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: business-purpose loan: personal income is not the basis. HMDA says report NA when income is not relied on | 2 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (30%-<36%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (42), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (44), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 3 | Record adjusted; the published value is kept in dw.lar_original |
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