Applications / Mortgage Analytics / Lenders / Illinois / BMO Bank / Competition
BMO Bank
Chicago, IL · National bank · OCC · $252 billion assets · 16,529 loans in 2025
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16,529
loans originated, 2025
35,661
applications, 2025
50
states and territories
0
gaps bigger than at similar lenders
Who BMO Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
BMO Bank ranks 17th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $1.16B lent: 1.0% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and BMO Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
BMO Bank ranks 13th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $841.9M lent: 1.4% of a $59.66B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and BMO Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
BMO Bank ranks 9th of 606 lenders in San Francisco-Oakland-Fremont, CA, with $824.3M lent: 1.6% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and BMO Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SAN JOSE-SUNNYVALE-SANTA CLARA, CA, 2025
BMO Bank ranks 10th of 459 lenders in San Jose-Sunnyvale-Santa Clara, CA, with $615.1M lent: 2.1% of a $28.74B market.
San Jose-Sunnyvale-Santa Clara, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and BMO Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — MILWAUKEE-WAUKESHA, WI, 2025
BMO Bank ranks 9th of 510 lenders in Milwaukee-Waukesha, WI, with $278.1M lent: 2.6% of a $10.55B market.
Milwaukee-Waukesha, WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and BMO Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — COLLEGE STATION-BRYAN, TX, 2025
BMO Bank ranks 207th of 377 lenders in College Station-Bryan, TX, with $645K lent: 0.0% of a $1.70B market.
College Station-Bryan, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and BMO Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — ANCHORAGE, AK, 2025
BMO Bank ranks 157th of 168 lenders in Anchorage, AK, with $325K lent: 0.0% of a $2.79B market.
Anchorage, AK is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and BMO Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — LONGVIEW, TX, 2025
BMO Bank ranks 237th of 306 lenders in Longview, TX, with $275K lent: 0.0% of a $1.08B market.
Longview, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and BMO Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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