Applications / Mortgage Analytics / Lenders / Texas / The First National Bank of Anson
Anson, TX · National bank · OCC · $95.9 million assets · 24 loans in 2025
The First National Bank of Anson's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
24
loans originated, 2025
39
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
The First National Bank of Anson is a small-town Texas lender that has made between 22 and 39 loans a year since 2018, too few for its rates and shares to say much on their own.
It made 24 loans in 2025, down 11%, while similar lenders (national banks making between half and twice as many loans) fell 14%, so its decline sits near the middle of its peers. Its count has stayed in a narrow band since 2018, with no surge in 2020 or 2021.
Its typical loan of $110,000 is lower than about four in five similar lenders, against $192,500, though up from $70,000 five years earlier. Lower house prices in the markets it serves may explain this, though 24 loans make it a rough guide.
In Abilene it ranks 55 of 251 lenders with 0.3% of the dollars, down 0.1 points; with so few loans, one or two can move its share.
None of its loans were in LMI (low- and moderate-income) tracts in 2025, the year before or five years before, against 21.4% for similar lenders; its four counties may hold few such tracts. Its LMI borrower share rests on too few loans to read much into, and it had too few decided applications for a denial rate.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. The First National Bank of Anson took 39 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 37.5% · Other 25.0% · Purchase 20.8% · Home improvement 16.7%
Conventional 100.0% · of 24 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 24 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Abilene | 22 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 2549005AK04LGIZGXS10 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 366359 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 16091 | 2004–2017 |
Established 1 January 1902. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: The First National Bank of Anson's data.
The First National Bank of Anson's data
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The First National Bank of Anson and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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