Applications / Mortgage Analytics / Lenders / Arkansas / Legacy Bank / Competition
Legacy Bank
Springdale, AR · State member bank · FRS · $1.2 billion assets · 207 loans in 2025
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207
loans originated, 2025
235
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Who Legacy Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — FAYETTEVILLE-SPRINGDALE-ROGERS, AR, 2025
Legacy Bank ranks 11th of 465 lenders in Fayetteville-Springdale-Rogers, AR, with $87.8M lent: 1.1% of a $8.17B market.
Fayetteville-Springdale-Rogers, AR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Legacy Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — CRESTVIEW-FORT WALTON BEACH-DESTIN, FL, 2025
Legacy Bank ranks 223rd of 606 lenders in Crestview-Fort Walton Beach-Destin, FL, with $2.4M lent: 0.1% of a $4.40B market.
Crestview-Fort Walton Beach-Destin, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Legacy Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO MISSOURI, 2025
Legacy Bank ranks 297th of 640 lenders in non-metro Missouri, with $1.7M lent: 0.0% of a $6.01B market.
non-metro Missouri is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Legacy Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO OKLAHOMA, 2025
Legacy Bank ranks 252nd of 538 lenders in non-metro Oklahoma, with $1.6M lent: 0.0% of a $3.91B market.
non-metro Oklahoma is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Legacy Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — MEMPHIS, AR-MS-TN, 2025
Legacy Bank ranks 265th of 515 lenders in Memphis, AR-MS-TN, with $1.2M lent: 0.0% of a $6.91B market.
Memphis, AR-MS-TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Legacy Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — MOBILE, AL, 2025
Legacy Bank ranks 246th of 356 lenders in Mobile, AL, with $385K lent: 0.0% of a $1.72B market.
Mobile, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Legacy Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
Legacy Bank ranks 828th of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $250K lent: 0.0% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Legacy Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — PANAMA CITY-PANAMA CITY BEACH, FL, 2025
Legacy Bank ranks 435th of 443 lenders in Panama City-Panama City Beach, FL, with $85K lent: 0.0% of a $1.96B market.
Panama City-Panama City Beach, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Legacy Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Legacy Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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