Applications / Mortgage Analytics / Lenders / Ohio / Fidelity Federal Savings and Loan Association of Delaware
Delaware, OH · Savings institution · OCC · $131 million assets · 39 loans in 2025
Fidelity Federal Savings and Loan Association of Delaware's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
39
loans originated, 2025
59
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Fidelity Federal Savings and Loan Association of Delaware is a small one-state savings lender in the Columbus area, lending there since before 1990, whose 39 loans in 2025 were 17% fewer than a year earlier, while similar lenders fell 2%.
Similar lenders are savings institutions making between half and twice as many loans. Its originations fell 17% to 39, while similar lenders fell 2% and the whole market rose 10%. At this size, a few fewer applications from existing customers could explain it. It filed no report for 2020 to 2022, so those years are gaps in the record.
Loans in low- and moderate-income (LMI) areas fell to 7.7% from 19.6%, lower than about four in five similar lenders, whose typical share is 16.7%. Its lending to LMI borrowers, at 20.5%, is a little below the typical 23.9%. With 39 loans across 9 counties, a handful of loans could account for the drop.
Its typical rate of 6.62% sits near the middle of similar lenders. Too few applications were decided to give it a denial rate.
It has lent in the Columbus market since before 1990 and ranks 188 of 596 there, with a 0.1% share, across 9 counties in Ohio.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Fidelity Federal Savings and Loan Association of Delaware took 59 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 69.2% · Refinance 28.2% · Home improvement 2.6%
Conventional 97.4% · VA 2.6% · of 39 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Ohio | 39 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Columbus | 32 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900STXIE710EZPY52 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 446176 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 43587 | 1990–2010 |
| Respondent ID (the HMDA filer code before 2018) | 1703587 | 2011–2017 |
Established 1 January 1887. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Fidelity Federal Savings and Loan Association of Delaware's data.
Fidelity Federal Savings and Loan Association of Delaware's data
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Fidelity Federal Savings and Loan Association of Delaware and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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