Applications / Mortgage Analytics / Lenders / Nebraska / Citizens State Bank / Competition
Citizens State Bank
Wisner, NE · State member bank · FRS · $640 million assets · 58 loans in 2025
Citizens State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
58
loans originated, 2025
74
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Citizens State Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — OMAHA, IA-NE, 2025
Citizens State Bank ranks 119th of 417 lenders in Omaha, IA-NE, with $8.1M lent: 0.1% of a $8.07B market.
Omaha, IA-NE is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO NEBRASKA, 2025
Citizens State Bank ranks 91st of 341 lenders in non-metro Nebraska, with $2.9M lent: 0.1% of a $2.13B market.
non-metro Nebraska is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — GRAND ISLAND, NE, 2025
Citizens State Bank ranks 82nd of 112 lenders in Grand Island, NE, with $305K lent: 0.1% of a $298.0M market.
Grand Island, NE is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO IOWA, 2025
Citizens State Bank ranks 373rd of 465 lenders in non-metro Iowa, with $215K lent: 0.0% of a $3.38B market.
non-metro Iowa is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SIOUX CITY, IA-NE-SD, 2025
Citizens State Bank ranks 166th of 167 lenders in Sioux City, IA-NE-SD, with $25K lent: 0.0% of a $612.0M market.
Sioux City, IA-NE-SD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 53% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Citizens State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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