Applications / Mortgage Analytics / Lenders / Nebraska / Midwest Bank
Pierce, NE · State member bank · FRS · $1.3 billion assets · 181 loans in 2025
Midwest Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
181
loans originated, 2025
245
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Midwest Bank grew 27% in 2025, faster than about four in five similar lenders, and lent to low- and moderate-income borrowers more often than about nine in ten of them.
Loans rose from 142 to 181, up 27%, against 8% for similar lenders (state member banks making between half and twice as many loans) and 10% for the whole market. Dollars rose from $28.7 million to $53.4 million. It had no refinancing surge: it made 148 loans in 2020 and has climbed gradually from 120 in 2018.
LMI (low- and moderate-income) borrowers took 42.9% of its loans, against 28.6% for peers, and 25.7% of loans were in LMI areas, against 16.3%. The borrower share was only 11.1% a year earlier and 34.5% five years before, so with 181 loans these figures move a lot; a few borrowers can shift them.
Its typical loan rose to $155,000 from $125,000, though it is still smaller than at about three in five similar lenders, whose typical loan was $185,000. Jumbo loans (larger than the conforming limit) were 3.3% against 1.5%. Larger loans, as well as more of them, could explain why its dollar lending nearly doubled.
Lending across 6 counties in Nebraska, it ranks 46 of 249 in Lincoln with 0.3%, up 0.1 points, and 46 of 341 in non-metro Nebraska, where Pinnacle Bank leads.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Midwest Bank took 245 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 60.8% · Refinance 30.9% · Home improvement 6.6% · Other 1.7%
Conventional 99.4% · USDA (RHS or FSA) 0.6% · of 181 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Nebraska | 36 | 19.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Lincoln | 27 |
| Omaha | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900XRXNP494I3AE51 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 669555 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 123797 | 2010–2017 |
Established 1 January 1882. Reported under HMDA 2010-2025.
Mergers, name changes, data editions and corrections: Midwest Bank's data.
Midwest Bank's data
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Midwest Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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