Applications / Mortgage Analytics / Lenders / Texas / Incommons Bank / Competition
Incommons Bank
Mexia, TX · National bank · OCC · $271 million assets · 60 loans in 2025
Incommons Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
60
loans originated, 2025
113
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Incommons Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WACO, TX, 2025
Incommons Bank ranks 33rd of 368 lenders in Waco, TX, with $11.8M lent: 0.8% of a $1.47B market.
Waco, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Incommons Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO TEXAS, 2025
Incommons Bank ranks 237th of 831 lenders in non-metro Texas, with $8.3M lent: 0.1% of a $10.46B market.
non-metro Texas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Incommons Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SAN ANTONIO-NEW BRAUNFELS, TX, 2025
Incommons Bank ranks 278th of 669 lenders in San Antonio-New Braunfels, TX, with $4.3M lent: 0.0% of a $16.26B market.
San Antonio-New Braunfels, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Incommons Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — KILLEEN-TEMPLE, TX, 2025
Incommons Bank ranks 134th of 394 lenders in Killeen-Temple, TX, with $2.4M lent: 0.1% of a $3.21B market.
Killeen-Temple, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Incommons Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
Incommons Bank ranks 760th of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $1.1M lent: 0.0% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Incommons Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
Incommons Bank ranks 793rd of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $405K lent: 0.0% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Incommons Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Incommons Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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