Applications / Mortgage Analytics / Lenders / Louisiana / Citizens Progressive Bank
Winnsboro, LA · State non-member bank · FDIC · $255 million assets · 190 loans in 2025
Citizens Progressive Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
190
loans originated, 2025
214
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Citizens Progressive Bank, first reported in 2022, has made more loans every year since and now holds 4.4% of the Monroe market, with an FHA share that sets it apart from almost every similar lender.
Its loans rose from 133 in 2022 to 190 in 2025, a 14% rise this year against 10% for similar lenders (state non-member banks making between half and twice as many loans) and 10% for the whole market. Earlier years are gaps in the record, not years without lending.
FHA loans (insured by the Federal Housing Administration) made up 22.6% of its lending, a share higher than nearly all similar lenders, most of which made none. The share barely moved from 22.8% a year earlier, so it looks like a settled product line, perhaps for buyers with small down payments.
In Monroe it ranks 7 of 181 with 4.4% of lending, up 1.4 points from 3.0%, behind Eagle Bank and Trust Company and Guaranty Bank & Trust Company of Delhi, Louisiana.
LMI (low- and moderate-income) borrowers took 21.8% of its loans, down from 29.9% and lower than about seven in ten similar lenders; with 190 loans, a shift in who applied can move it. By contrast, 15.3% of its loans were in majority-minority neighbourhoods, against 6.5% for peers, which may reflect the parishes it serves.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2022–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Citizens Progressive Bank took 214 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 60.5% · Refinance 37.9% · Other 1.1% · Home improvement 0.5%
Conventional 77.4% · FHA 22.6% · of 190 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 190 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Monroe | 124 |
| Houma-Bayou Cane-Thibodaux | 1 |
| New Orleans-Metairie | 1 |
| Shreveport-Bossier City | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300S0KM4FY7WGCT56 | 2022–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 732253 | 2022–2023 |
Established 1 January 1918. Reported under HMDA 2022-2025.
Mergers, name changes, data editions and corrections: Citizens Progressive Bank's data.
Citizens Progressive Bank's data
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Citizens Progressive Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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