Applications / Mortgage Analytics / Lenders / Illinois / Byron Bank / Competition
Byron Bank
Byron, IL · State non-member bank · FDIC · $360 million assets · 140 loans in 2025
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140
loans originated, 2025
170
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Who Byron Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ROCKFORD, IL, 2025
Byron Bank ranks 13th of 302 lenders in Rockford, IL, with $22.5M lent: 1.8% of a $1.24B market.
Rockford, IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Byron Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO ILLINOIS, 2025
Byron Bank ranks 120th of 572 lenders in non-metro Illinois, with $6.6M lent: 0.2% of a $3.27B market.
non-metro Illinois is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Byron Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NAPLES-MARCO ISLAND, FL, 2025
Byron Bank ranks 317th of 595 lenders in Naples-Marco Island, FL, with $1.2M lent: 0.0% of a $5.13B market.
Naples-Marco Island, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Byron Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO WISCONSIN, 2025
Byron Bank ranks 403rd of 659 lenders in non-metro Wisconsin, with $1.1M lent: 0.0% of a $8.43B market.
non-metro Wisconsin is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Byron Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
Byron Bank ranks 714th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $605K lent: 0.0% of a $59.66B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Byron Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — HOT SPRINGS, AR, 2025
Byron Bank ranks 222nd of 240 lenders in Hot Springs, AR, with $125K lent: 0.0% of a $572.3M market.
Hot Springs, AR is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Byron Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO MICHIGAN, 2025
Byron Bank ranks 584th of 606 lenders in non-metro Michigan, with $95K lent: 0.0% of a $7.04B market.
non-metro Michigan is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Byron Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CHAMPAIGN-URBANA, IL, 2025
Byron Bank ranks 226th of 255 lenders in Champaign-Urbana, IL, with $145K lent: 0.0% of a $2.34B market.
Champaign-Urbana, IL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Byron Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 74% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Byron Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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