Applications / Mortgage Analytics / Lenders / Louisiana / Bonvenu Bank
Bossier City, LA · National bank · OCC · $1.6 billion assets · 168 loans in 2025
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168
loans originated, 2025
206
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bonvenu Bank, renamed from Citizens National Bank in 2024, is a Shreveport-Bossier lender that lends more in low- and moderate-income and majority-minority neighbourhoods than most similar banks, though its home-market share slipped in 2025.
24.6% of its loans were in LMI (low- and moderate-income) tracts and 22.0% in majority-minority tracts, higher than about four in five and three in four similar lenders (national banks making between half and twice as many loans). But 10.7% went to LMI borrowers, among the lowest tenth, against 25.0%. Where its branches are, or higher-income buyers in those neighbourhoods, may explain the gap.
It ranks 16 of 255 lenders in Shreveport-Bossier City but its share fell 0.4 points to 1.8%. Its originations fell 11% to 168, lower than about five in six peers, whose count rose 5%. Competition from national lenders such as United Wholesale Mortgage, which leads the market, may explain part of it.
Its share rose 0.2 points around Crestview-Fort Walton Beach-Destin, entered in 2010, and edged up in Baton Rouge and Hammond. It first lent around North Port-Bradenton-Sarasota in 2025. These positions are small but spread its lending beyond home.
It made 470 loans in 2020 and fewer in each year since, falling again in 2025 while the whole market rose 10%.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Bonvenu Bank took 206 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 55.4% · Refinance 39.9% · Home improvement 2.4% · Other 2.4%
Conventional 94.6% · VA 3.0% · USDA (RHS or FSA) 2.4% · of 168 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 148 | 88.1% |
| Texas | 8 | 4.8% |
| Arkansas | 6 | 3.6% |
| Florida | 4 | 2.4% |
| Alabama | 1 | 0.6% |
| Nevada | 1 | 0.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Shreveport-Bossier City | 99 |
| New Orleans-Metairie | 11 |
| Baton Rouge | 8 |
| College Station-Bryan | 5 |
| Crestview-Fort Walton Beach-Destin | 3 |
| Hammond | 2 |
| Longview | 2 |
| Dallas-Plano-Irving | 1 |
| Daphne-Fairhope-Foley | 1 |
| Fayetteville-Springdale-Rogers | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300T1KLQQ7B84EZ41 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 594853 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 120184 | 1990–2017 |
Established 7 October 1985. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Bonvenu Bank's data.
Bonvenu Bank's data
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Bonvenu Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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