Applications / Mortgage Analytics / Lenders / Nevada / Toyota Financial Savings Bank
Henderson, NV · State non-member bank · FDIC · $15.4 billion assets · 363 loans in 2025
Toyota Financial Savings Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
363
loans originated, 2025
458
applications, 2025
42
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Toyota Financial Savings Bank is a national large-loan lender: its typical loan of $505,000 and its share of jumbo loans (larger than the conforming limit) are higher than almost all similar lenders, and few of its loans reach low- and moderate-income borrowers or areas.
Originations rose 3% to 363, slower than about two-thirds of similar lenders (state non-member banks making between half and twice as many loans) and the whole market's 10%. They remain about half the 681 of 2020 and well below the 793 of 2021.
Jumbo loans were 25.0% of its lending against 1.4% for the typical similar lender, and its $314.9 million in loans is higher than almost all peers. It lends in 42 states and 114 metros, mainly Texas, so peers matched on loan count are a loose comparison.
LMI (low- and moderate-income) borrowers took 3.3% of loans and LMI tracts 5.0%, both among the lowest of its peers. Its large loans, and lending spread across many metros rather than around a branch area, are possible reasons. Its 14.5% in majority-minority tracts is higher than about seven in ten peers, consistent with lending in large metros.
For first-lien home-purchase applications on owner-occupied homes, it turned down 2.3%, against 4.8% for similar lenders, lower than more than four in five of them.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Toyota Financial Savings Bank took 458 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 69.4% · Refinance 17.6% · Other 12.9%
Conventional 100.0% · of 363 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 79 | 21.8% |
| California | 49 | 13.5% |
| North Carolina | 30 | 8.3% |
| Florida | 19 | 5.2% |
| Washington | 17 | 4.7% |
| Arizona | 13 | 3.6% |
| Illinois | 11 | 3.0% |
| New Jersey | 10 | 2.8% |
| Virginia | 10 | 2.8% |
| Ohio | 9 | 2.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Dallas-Plano-Irving | 61 |
| Greensboro-High Point | 20 |
| Anaheim-Santa Ana-Irvine | 18 |
| Phoenix-Mesa-Chandler | 11 |
| Riverside-San Bernardino-Ontario | 10 |
| Chicago-Naperville-Schaumburg | 8 |
| New York-Jersey City-White Plains | 7 |
| Houston-Pasadena-The Woodlands | 6 |
| Minneapolis-St. Paul-Bloomington | 6 |
| San Diego-Chula Vista-Carlsbad | 6 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493008SP1FN4D81IS17 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3287660 | 2006–2023 |
| Respondent ID (the HMDA filer code before 2018) | 357542 | 2006–2017 |
Established 16 August 2004. Reported under HMDA 2006-2025.
Mergers, name changes, data editions and corrections: Toyota Financial Savings Bank's data.
Toyota Financial Savings Bank's data
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Toyota Financial Savings Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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