Applications / Mortgage Analytics / Lenders / Alaska / First National Bank Alaska
Anchorage, AK · National bank · OCC · $5.1 billion assets · 203 loans in 2025
First National Bank Alaska's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
203
loans originated, 2025
402
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First National Bank Alaska is a one-state lender whose typical loan is about double that of similar lenders, gaining share in Anchorage in 2025 while its Fairbanks share fell to 0.2% from 1.9%.
Its typical loan was $345,000, about double the $177,500 for similar lenders (national banks making between half and twice as many loans), and higher than about six in seven of them. With 203 loans it originated $100.3 million, against $56.2 million for its peers. Its purchase-heavy mix, 73.9% of loans, could be one reason.
Its Anchorage share rose 0.6 points to 2.4%, ranking 9 of 168, a market it has served since before 1990. In Fairbanks-College its share fell 1.7 points to 0.2%. Its volumes there are small, so a few loans or a product decision could move this share.
18.7% of its loans were in majority-minority tracts, up from 9.0% and above the 6.5% for similar lenders. Its share in LMI (low- and moderate-income) tracts rose to 13.3% from 7.0%, still below the 15.8% typical of peers. Its growing Anchorage lending may account for much of both.
Its middle rate of 6.62% was below the peers' 6.73%, lower than about seven in ten similar lenders.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First National Bank Alaska took 402 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 73.9% · Refinance 22.2% · Home improvement 3.0% · Other 1.0%
Conventional 91.6% · FHA 3.9% · VA 3.9% · USDA (RHS or FSA) 0.5% · of 203 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Alaska | 203 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Anchorage | 113 |
| Fairbanks-College | 4 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 25490089V5DJHFQMOA03 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 114260 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 112072 | 1990–2017 |
Established 30 January 1922. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: First National Bank Alaska's data.
First National Bank Alaska's data
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First National Bank Alaska and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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