Applications / Mortgage Analytics / Lenders / Colorado / Bank of Colorado
Fort Collins, CO · State non-member bank · FDIC · $7.7 billion assets · 1,529 loans in 2025
Bank of Colorado's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
1,529
loans originated, 2025
2,171
applications, 2025
24
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bank of Colorado grew faster than most similar lenders in 2025 and ranks among the top five lenders in Fort Collins-Loveland, with larger loans and more jumbo lending than its peer group.
Originations rose 17% to 1,529, against 11% for similar lenders (state non-member banks making between half and twice as many loans) and 10% for the whole market, faster than about two-thirds of the group. That is still about half the 2,941 loans of 2020, its peak year.
It ranks 5 of 408 in Fort Collins-Loveland with 3.0%, up from 2.8%, and 11 of 399 in Greeley, both markets it has served since before 1990. Grand Junction is the exception: its share fell from 2.7% to 2.3%, in a market led by Ark-La-Tex Financial Services, which may reflect mortgage companies there growing faster rather than less lending of its own.
Its typical loan of $295,000 was higher than about four in five similar lenders', against $185,000, and 9.8% of loans were jumbo (larger than the conforming limit), against 2.4%. It also made more FHA loans (insured by the Federal Housing Administration) than most peers, 5.5% against 2.5%.
22.9% of its loans went to LMI (low- and moderate-income) borrowers, against 27.6% for similar lenders, and 13.7% were in LMI tracts, against 15.3%. Higher home prices in its markets, which its larger loans point to, may mean buyers there need higher incomes; its LMI borrower share is close to the 23.3% of five years ago.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Bank of Colorado took 2,171 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 56.6% · Refinance 20.3% · Home improvement 15.3% · Other 7.8%
Conventional 93.0% · FHA 5.5% · VA 1.2% · USDA (RHS or FSA) 0.3% · of 1,529 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Colorado | 1,334 | 87.2% |
| Arizona | 98 | 6.4% |
| New Mexico | 34 | 2.2% |
| Nebraska | 15 | 1.0% |
| Wyoming | 9 | 0.6% |
| Texas | 8 | 0.5% |
| Kansas | 5 | 0.3% |
| Missouri | 3 | 0.2% |
| California | 2 | 0.1% |
| Florida | 2 | 0.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Fort Collins-Loveland | 215 |
| Denver-Aurora-Centennial | 180 |
| Greeley | 180 |
| Grand Junction | 80 |
| Prescott Valley-Prescott | 61 |
| Boulder | 34 |
| Phoenix-Mesa-Chandler | 26 |
| Colorado Springs | 22 |
| Flagstaff | 8 |
| Cheyenne | 4 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300R0DP2GXAIMGB41 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 255659 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 316980 | 1990–2017 |
| Respondent ID (the HMDA filer code before 2018) | 2255659 | 1993–2003 |
Established 24 January 1910. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Bank of Colorado's data.
Bank of Colorado's data
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