Applications / Mortgage Analytics / Lenders / Nebraska / FirstBank of Nebraska
Wahoo, NE · State member bank · FRS · $476 million assets · 123 loans in 2025
FirstBank of Nebraska's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
123
loans originated, 2025
130
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
FirstBank of Nebraska lends to low- and moderate-income borrowers at about the usual rate for similar banks, but almost none of its loans fall in low- and moderate-income neighbourhoods, which may reflect the rural counties it serves.
Only 2.4% of its loans were in LMI (low- and moderate-income) areas, lower than nearly all similar lenders (state member banks making between half and twice as many loans), whose typical share is 16.4%; none were in majority-minority areas. Yet 28.6% went to LMI borrowers, near the middle of the group. Lending centred on small Nebraska towns, where few tracts may be classed as LMI, could explain it.
It made 123 loans in 2025, against 336 in 2020, and lending fell to $24.3 million from $60.4 million. Most of the drop came between 2021 and 2023, which may reflect fewer refinancings. Last year it rose 3%, slower than the 8% of similar lenders.
Its share in Omaha slipped to 0.1% from 0.2%, while in Lincoln it rose to 0.2% from 0.1%, where it ranks 69 of 249. Its strongest position is outside the cities, at 37 of 341 lenders in non-metro Nebraska, where it has reported since 2004.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. FirstBank of Nebraska took 130 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 63.4% · Refinance 16.3% · Other 11.4% · Home improvement 8.9%
Conventional 99.2% · USDA (RHS or FSA) 0.8% · of 123 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Nebraska | 120 | 97.6% |
| Missouri | 2 | 1.6% |
| Kansas | 1 | 0.8% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Omaha | 40 |
| Lincoln | 12 |
| Kansas City | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900PO1C5ZTB4V4859 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 540056 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 12780 | 2004–2013 |
| Respondent ID (the HMDA filer code before 2018) | 2540056 | 2014–2017 |
Established 15 July 1882. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: FirstBank of Nebraska's data.
FirstBank of Nebraska's data
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FirstBank of Nebraska and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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