Applications / Mortgage Analytics / Lenders / Indiana / DeMotte State Bank
Demotte, IN · State member bank · FRS · $610 million assets · 139 loans in 2025
DeMotte State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
139
loans originated, 2025
169
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
DeMotte State Bank has kept a steady loan count for years, while its typical loan grew to $145,000 from $95,000 in 2025, lifting its dollar lending.
It has made between 117 and 167 loans every year since 2018, with no jump in 2020 or 2021. Its loans fell 3% in 2025, while similar lenders (state member banks making between half and twice as many loans) grew 8%. Yet dollar lending rose to $29.0 million from $23.4 million, as its typical loan grew to $145,000 from $95,000, still smaller than most peers'.
7.9% of its loans were in LMI (low- and moderate-income) areas, against 16.7% for similar lenders, lower than about nine in ten, and none were in majority-minority areas. The counties it serves may contain few such areas. Its share of loans to LMI borrowers, 27.4%, sits near the middle.
Its largest market is Chicago-Naperville-Elgin, where it ranks 245 of 902; its share in Michigan City-La Porte rose to 0.1%.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. DeMotte State Bank took 169 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 39.6% · Refinance 36.0% · Home improvement 13.7% · Other 10.8%
Conventional 100.0% · of 139 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Indiana | 139 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Lake County-Porter County-Jasper County | 127 |
| Michigan City-La Porte | 3 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930074SGHZL5IZGS24 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 539340 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 2539340 | 1992–2017 |
Established 2 February 1942. Reported under HMDA 1992-2025.
Mergers, name changes, data editions and corrections: DeMotte State Bank's data.
DeMotte State Bank's data
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DeMotte State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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