Applications / Mortgage Analytics / Lenders / Texas / International Bank of Commerce
International Bank of Commerce
Laredo, TX · State non-member bank · FDIC · $9.8 billion assets · 666 loans in 2025
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666
loans originated, 2025
1,142
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
666 loans in 2025, against a peak of 2,667 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. International Bank of Commerce took 1,142 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
69.8% of its 2025 loans were purchase loans; 98.0% were Conventional.
Purchase 69.8% · Refinance 12.6% · Home improvement 9.8% · Other 7.8%
Conventional 98.0% · FHA 1.4% · VA 0.6% · of 666 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
3 states, 26 metros, 75 counties
| State | Loans | Share |
|---|---|---|
| Texas | 632 | 94.9% |
| Oklahoma | 33 | 5.0% |
| Arizona | 1 | 0.2% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Houston-Pasadena-The Woodlands | 152 |
| Austin-Round Rock-San Marcos | 88 |
| San Antonio-New Braunfels | 82 |
| Dallas-Plano-Irving | 76 |
| Laredo | 56 |
| McAllen-Edinburg-Mission | 42 |
| Fort Worth-Arlington-Grapevine | 30 |
| Tulsa | 21 |
| Brownsville-Harlingen | 19 |
| Corpus Christi | 18 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493005GNZ6EJFS7LM83 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 1001152 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 319629 | 1990–2017 |
Established 2 September 1966. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: International Bank of Commerce's data.
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International Bank of Commerce's data
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International Bank of Commerce and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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