Applications / Mortgage Analytics / Lenders / Arkansas / FNBC Bank / Competition
FNBC Bank
Ash Flat, AR · State member bank · FRS · $853 million assets · 224 loans in 2025
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224
loans originated, 2025
260
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who FNBC Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO ARKANSAS, 2025
FNBC Bank ranks 27th of 459 lenders in non-metro Arkansas, with $26.9M lent: 0.8% of a $3.36B market.
non-metro Arkansas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FNBC Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — MEMPHIS, AR-MS-TN, 2025
FNBC Bank ranks 102nd of 515 lenders in Memphis, AR-MS-TN, with $11.5M lent: 0.2% of a $6.91B market.
Memphis, AR-MS-TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FNBC Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — JONESBORO, AR, 2025
FNBC Bank ranks 17th of 193 lenders in Jonesboro, AR, with $11.5M lent: 1.8% of a $619.8M market.
Jonesboro, AR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FNBC Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO MISSOURI, 2025
FNBC Bank ranks 212th of 640 lenders in non-metro Missouri, with $3.9M lent: 0.1% of a $6.01B market.
non-metro Missouri is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FNBC Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
FNBC Bank ranks 537th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $3.6M lent: 0.0% of a $144.59B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FNBC Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
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FNBC Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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