Applications / Mortgage Analytics / Lenders / New York / NBT Bank / Fair lending
NBT Bank
Norwich, NY · National bank · OCC · $15.9 billion assets · 2,741 loans in 2025
2,741
loans originated, 2025
4,238
applications, 2025
8
states and territories
0
gaps bigger than at similar lenders
NBT Bank did not receive enough applications from Black, Hispanic or Asian applicants in 2025 to compare its denial rates with those of similar lenders. A test needs, for that loan purpose, at least 100 decided applications from the group and from White applicants, with at least 20 of each turned down and 20 approved.
How this is calculated: the fair-lending method.