Applications / Mortgage Analytics / Lenders / Hawaii / Central Pacific Bank
Central Pacific Bank
Honolulu, HI · State member bank · FRS · $7.4 billion assets · 720 loans in 2025
720
loans originated, 2025
1,519
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
720 loans in 2025, against a peak of 3,155 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Central Pacific Bank took 1,519 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
47.8% of its 2025 loans were purchase loans; 99.2% were Conventional.
Purchase 47.8% · Refinance 32.4% · Home improvement 10.6% · Other 9.3%
Conventional 99.2% · VA 0.6% · FHA 0.3% · of 720 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
1 state, 2 metros, 4 counties
| State | Loans | Share |
|---|---|---|
| Hawaii | 720 | 100.0% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Urban Honolulu | 576 |
| Kahului-Wailuku | 53 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493005R24FV5DFFXW42 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 701062 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 317308 | 1990–2017 |
Established 15 February 1954. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Central Pacific Bank's data.