Applications / Mortgage Analytics / Lenders / Delaware / PNC Bank
PNC Bank
Wilmington, DE · National bank · OCC · $568 billion assets · 61,280 loans in 2025
61,280
loans originated, 2025
116,536
applications, 2025
51
states and territories
2
gaps bigger than at similar lenders
FIG. 1 — LOANS ORIGINATED, 2018–2025
61,280 loans in 2025, against a peak of 107,904 in 2022.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. PNC Bank took 116,536 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
29.8% of its 2025 loans were refinance loans; 98.8% were Conventional.
Refinance 29.8% · Home improvement 27.7% · Other 24.3% · Purchase 18.2%
Conventional 98.8% · FHA 0.9% · VA 0.4% · USDA (RHS or FSA) 0.0% · of 61,280 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
51 states, 393 metros, 1,686 counties
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 11,263 | 18.4% |
| Ohio | 6,725 | 11.0% |
| New Jersey | 5,755 | 9.4% |
| Illinois | 3,711 | 6.1% |
| Florida | 3,475 | 5.7% |
| Maryland | 2,948 | 4.8% |
| Texas | 2,930 | 4.8% |
| Michigan | 2,885 | 4.7% |
| Indiana | 2,802 | 4.6% |
| California | 2,688 | 4.4% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Pittsburgh | 5,991 |
| Lakewood-New Brunswick | 2,137 |
| Chicago-Naperville-Schaumburg | 2,110 |
| Cleveland | 1,815 |
| Montgomery County-Bucks County-Chester County | 1,563 |
| Louisville/Jefferson County | 1,498 |
| Indianapolis-Carmel-Greenwood | 1,452 |
| Cincinnati | 1,411 |
| Columbus | 1,305 |
| Arlington-Alexandria-Reston | 1,258 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | AD6GFRVSDT01YPT1CS68 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 817824 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 11316 | 1990–2010 |
| Respondent ID (the HMDA filer code before 2018) | 9817824 | 2011–2017 |
Established 1 January 1804. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: PNC Bank's data.